Fuel credit cards
Cards with fuel-surcharge waivers or fuel rewards.
5 fuel cards listed on CardSetu, sorted by annual fee then minimum income.
Who this category suits
Daily commuters and anyone with a steady monthly fuel bill; the waiver is usually capped, so check the ceiling against your spend.
- Lowest annual fee in this list
- IDFC FIRST Essential · Lifetime free
- Lowest minimum income in this list
- SBI Smart Save · ₹20K/month
Fuel cards on CardSetu
- Annual fee
- Lifetime free
- Joining fee
- None
- Min. income
- ₹25K/mo
- Annual fee
- ₹499
- Joining fee
- ₹499
- Min. income
- ₹20K/mo
- Annual fee
- ₹499
- Joining fee
- ₹499
- Min. income
- ₹25K/mo
4. Axis Bank
Axis Edge Cashback
5% cashback on utility bills and mobile recharges via UPI apps
Lounge: 4 domestic lounge visits per year
- Annual fee
- ₹499
- Joining fee
- ₹499
- Min. income
- ₹25K/mo
- Annual fee
- ₹500
- Joining fee
- ₹500
- Min. income
- ₹20K/mo
Figures describe the cards currently listed on CardSetu, not the whole Indian market. Fees and benefits are indicative; verify with the issuer.