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CardSetu

Yourbridgetotherightcreditcard.

Don't limit yourself to one bank. Compare cards across participating issuers, see what fits your lifestyle and profile, and continue with the card you choose.

You may also be eligible for a reward - such as an Amazon voucher - on selected successful applications. How it works

  • Multiple issuers
  • One comparison
  • Indicative eligibility
  • Continue to apply
You may be eligible

Trusted by leading banking partners

Compare credit cards from participating issuers in one place and continue with the application journey you choose.

View all partners →
  • HDFC Bank
  • ICICI Bank
  • Axis Bank
  • SBI Card
  • IDFC FIRST Bank
  • IndusInd Bank
  • RBL Bank
  • AU Small Finance Bank

CardSetu is a comparison and referral service. Cards are issued by the respective banks.

What do you want from your next card?

Start with the benefit that matters most. Every tile opens the listing already filtered.

Why CardSetu

A bank shows you its cards. CardSetu helps you compare your choices.

  • Compare across issuers

    Compare fees, rewards and features from multiple participating issuers instead of researching one bank at a time.

  • Start with what matters to you

    Cashback, Lifetime Free, Shopping, Travel, Lounge, Movies, Rewards or Fuel.

  • One profile, more possibilities

    Complete one indicative eligibility profile and discover suitable card options without repeatedly starting from scratch.

  • Continue your chosen application

    Once you select a card, continue through the relevant issuer or authorised application journey.

One bank website, or CardSetu?

Going to one bank

  • Mainly shows that issuer's products
  • Requires separate research for alternatives
  • Side-by-side comparison is harder
  • You may need to start again elsewhere

Using CardSetu

  • Compare products across participating issuers
  • Compare fees and benefits together
  • Filter by lifestyle and use case
  • One profile can surface multiple suitable options

Broader choice across participating issuers.

How CardSetu works

Four short steps from “which card?” to an application you chose yourself. No account, no credit-bureau enquiry, nothing to download.

  1. 1

    Compare cards

    Compare participating cards and issuers in one place.

    Browse by benefit or bank

  2. 2

    Check indicative eligibility

    Complete a short profile so CardSetu can surface cards that may suit you.

    About 2 minutes · no credit-bureau enquiry

  3. 3

    Review suitable options

    Compare fees, rewards, lounge, travel, movie, cashback and lifestyle benefits.

    Side by side, up to 3 cards

  4. 4

    Continue application

    Proceed with the relevant issuer or authorised application journey.

    You choose where to apply

Start with step 1

Final approval, credit limit and issuance are decided by the issuing institution.

Popular cards

A short list across lifetime-free, cashback and travel. Open any card for full fees, benefits and documents.

View all credit cards →

The best card isn't the same for everyone

That's why CardSetu starts with you — not with a bank.

CardSetu Rewards

Choose your card on CardSetu. Get rewarded when it’s approved.

You may also be eligible for a reward - such as an Amazon voucher - on selected successful applications.

  1. Step 1

    Apply through CardSetu

  2. Step 2

    The bank approves and issues your card

  3. Step 3

    You may be eligible for a reward voucher

How CardSetu Rewards workFind My Card

Rewards are subject to the Reward Terms and the offer running at the time. They never depend on sharing a photo or testimonial. Card approval and issuance are decided by the issuing institution.

Possible reward example

Amazon voucher

Usable directly on Amazon. Shown as an example of what a campaign may include, not a standing offer.

Current reward offers

Reward offers are announced campaign-wise. The reward value, eligible cards and dates for each offer are published here and in the Reward Terms before it goes live.

About CardSetu

CardSetu is your bridge between choice and application.

We help customers compare credit cards across participating issuers, understand important fees and benefits, check indicative eligibility, and continue with the application journey they choose.

Our goal is to make credit-card selection easier, clearer and more transparent — without forcing customers to research one bank at a time.

Learn more about CardSetu →

  • Why we exist

    Most people only see the cards of the bank they already use. We built CardSetu so the choice starts with you, not with one bank.

  • How we work

    We organise product information from participating issuers and keep the indicative eligibility check short and free of a credit-bureau enquiry.

  • How we earn

    CardSetu may receive referral or distribution compensation from participating partners. It never changes a card's fees.

Trust & transparency

  • CardSetu helps you compare

    We organise product information and help you discover options that may suit you.

  • The issuer makes the final decision

    Verification, approval, credit limit and issuance are decided by the issuing institution.

  • You choose what to apply for

    You decide which application journey to continue.

  • How CardSetu earns

    CardSetu may receive referral or distribution compensation from participating partners when customers apply for or obtain eligible products.

Choose on CardSetu. Continue with the relevant issuer or authorised application journey.

Questions people ask before they apply

Short, accurate answers. The Privacy Policy and Terms have the detail.

No. CardSetu is a comparison and referral platform. The credit card is issued by the relevant bank or issuing institution, which also decides verification, approval and your credit limit.

Ready to find a card that fits you?

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