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CardSetu

Choose your card on CardSetu. Get rewarded when it's approved.

You may also be eligible for a reward - such as an Amazon voucher - on selected successful applications.

Rewards are subject to the Reward Terms below, apply only to selected successful applications, and never depend on sharing a photo or testimonial.

A thank-you for choosing your card here

Participating partners compensate CardSetu when a customer obtains an eligible card. CardSetu Rewards shares part of that with you: when a reward campaign is running and your application qualifies, a voucher may come your way after the bank issues the card. The card’s own fees and benefits never change.

A reward is never guaranteed, is never instant, and never affects the bank’s decision on your application.

Possible reward example

Amazon voucher

Usable directly on Amazon. Shown as an example of what a campaign may include, not a standing offer.

How CardSetu Rewards work

Five steps. The reward comes at the end, only once the bank has issued your card.

  1. 1

    Find and compare cards on CardSetu

    Browse by benefit, bank or fee and shortlist the cards that fit you.

  2. 2

    Check your indicative eligibility

    A two-minute profile. This indicative eligibility check does not involve a credit-bureau enquiry.

  3. 3

    Apply through CardSetu

    Continue with the relevant issuer or authorised application journey from your CardSetu result.

  4. 4

    The bank approves and issues your card

    Verification, approval, credit limit and issuance are decided by the issuing institution.

  5. You may be eligible for a reward voucher

    Once an eligible card is issued, CardSetu may send you a reward voucher as per the Reward Terms.

What makes an application eligible

  • You started the application from CardSetu (your Apply Now click from a CardSetu result page).
  • The card is one covered by the reward offer running at that time.
  • The issuing bank approves and issues the card.
  • The application is in your own name and your details match the ones you entered on CardSetu.

What a reward never depends on

  • Sharing a photo, review or testimonial
  • Consent to be featured on CardSetu
  • Any payment or fee to CardSetu
  • Applying for more cards than you want

Current reward offers

Reward offers are announced campaign-wise. The reward value, eligible cards and dates for each offer are published here and in the Reward Terms before it goes live.

Ready to start?

Find a card that fits you, check indicative eligibility and apply from your result page so your application counts for CardSetu Rewards.

Find My Card

Rewards questions

Short, accurate answers about how rewards work.

No. A reward depends on the issuing bank approving and issuing your card, and on the card being covered by the reward offer running at the time. CardSetu has no role in the bank's decision.

Reward Terms

These programme terms apply to every CardSetu Rewards offer. Each offer may add its own reward, cards and dates.

  1. CardSetu Rewards is a programme run by CardSetu. Each reward offer is announced separately with its own reward, eligible cards, dates and any limit on the number of rewards.
  2. A reward is payable only for an application that started from CardSetu, for a card covered by the offer at the time of application, and only after the issuing bank approves and issues the card.
  3. Card approval, credit limit and issuance are decided solely by the issuing institution. CardSetu does not influence that decision and does not promise approval.
  4. A reward is not conditional on sharing a photo, review, testimonial or any form of publicity consent.
  5. One reward per issued card per customer, unless an offer states otherwise. Applications that are withdrawn, declined or not activated as required by the issuer are not eligible.
  6. Rewards are delivered to the mobile number entered on CardSetu, within the time stated in the offer after issuance is confirmed by the partner.
  7. CardSetu may change or withdraw an offer prospectively; applications already started under an offer remain covered by that offer's terms.

CardSetu is a credit-card comparison and referral/distribution platform and does not itself issue credit cards. Eligibility shown on CardSetu is indicative only.