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CardSetu

We make credit-card choices simpler.

CardSetu helps customers compare credit cards across participating issuers, understand important fees and benefits, check indicative eligibility, and continue with the application journey they choose.

Instead of researching one bank at a time, CardSetu brings multiple choices together in one place.

Our mission

Clearer choices, decided by what matters to you.

To make credit-card discovery easier, clearer and more transparent — so customers can choose based on what matters to them, not simply the first card they see.

Why CardSetu exists

Choosing a credit card can be confusing. Different issuers have different fees, income requirements, cashback structures, rewards and lifestyle benefits.

CardSetu brings this information together so customers can compare their options before deciding.

What CardSetu does

  • Compare participating issuers

    See cards from multiple participating banks and issuers in one place.

  • Understand the important details

    Joining and annual fees, income requirements, rewards, lounge, movie and fuel benefits, side by side.

  • Discover suitable options

    One indicative eligibility profile surfaces the cards that may suit you.

  • Continue the application

    Pick a card and continue through the relevant issuer or authorised application journey.

Built around choice and clarity

  • You choose the card

    CardSetu never selects for you. You compare, you decide.

  • The issuer decides approval

    Verification, approval, credit limit and issuance stay with the issuing institution.

  • We make comparison easier

    Clear information, honest wording, and no pressure to apply.

Working with leading banks and card issuers

CardSetu works with participating financial institutions to help customers discover and continue suitable credit-card application journeys.

  • HDFC Bank
  • ICICI Bank
  • Axis Bank
  • SBI Card
  • IDFC FIRST Bank
  • IndusInd Bank
  • RBL Bank
  • AU Small Finance Bank

Our approach

  1. Compare
  2. Understand
  3. Choose
  4. Continue

Setu means bridge. CardSetu is the bridge between the cards on offer and the one you choose to apply for.

Transparency

CardSetu is a comparison and referral/distribution platform. CardSetu does not itself issue credit cards. Final approval and issuance are determined by the relevant issuing institution. CardSetu may receive referral or distribution compensation from participating partners where applicable.

Questions about CardSetu? Write to support@cardsetu.com

Ready to find a card that fits you?