HDFC Bank

HDFC Daily Saver

4.3/ 5

Cashback
Shopping
Fuel

5% cashback on groceries and online shopping, 1% on everything else

CardSetu Quick Take

Facts from the CardSetu catalogue · issuer: HDFC Bank

Best for: Everyday spending where simple cashback matters more than points
Key strength: 5% cashback on groceries, dining and online shopping
Annual fee: ₹499
Joining fee: ₹499
Minimum monthly income: ₹25K per month
Lifetime free: No
Categories: Cashback,Shopping,Fuel
Main trade-off: Has no airport-lounge benefit.

Product details can change; verify current terms with the issuer before applying. See how CardSetu compares cards.

Key benefits

5% cashback on groceries, dining and online shopping
1% cashback on all other spends
Annual fee waived on ₹1 lakh yearly spend

Cashback & rewards

5% cashback on groceries and online shopping, 1% on everything else

Lounge, movies and fuel

Airport lounge
Not included with this card
Movies
Not included with this card
Fuel
1% fuel surcharge waiver on ₹400–₹5,000 transactions

Who can apply

Indicative criteria for the HDFC Daily Saver. Final approval is decided by HDFC Bank.

Age 21–60
Minimum ₹25,000 monthly income
Good repayment history

Documents you'll need

Keep these handy for the bank's application after your eligibility check.

PAN card
Aadhaar or other address proof
Latest 3 months' salary slips

Fees, benefits and offers are indicative and may change. Please confirm the latest terms on HDFC Bank's application page before applying.

HDFC Daily Saver

Annual fee: ₹499

Check eligibility