IDFC FIRST Bank

IDFC FIRST Prestige

4.6/ 5

Lifetime Free
Rewards
Lounge
Movies

10x points above ₹20,000 monthly spend, 3x below; points never expire

CardSetu Quick Take

Facts from the CardSetu catalogue · issuer: IDFC FIRST Bank

Best for: People who want a card with no annual fee to keep
Key strength: Lifetime free with no spend condition
Annual fee: Lifetime free
Joining fee: None
Minimum monthly income: ₹50K per month
Lifetime free: Yes
Categories: Lifetime Free,Rewards,Lounge,Movies
Main trade-off: Has no fuel benefit.

Product details can change; verify current terms with the issuer before applying. See how CardSetu compares cards.

Key benefits

Lifetime free with no spend condition
Reward points never expire
4 domestic lounge visits a quarter on ₹20,000 spend
Low 1.99% forex markup

Rewards

10x points above ₹20,000 monthly spend, 3x below; points never expire

Lounge, movies and fuel

Airport lounge
4 domestic lounge visits per quarter (spend-linked)
Movies
Buy 1 get 1 on movie tickets, up to ₹250, twice a month
Fuel
Not included with this card

Who can apply

Indicative criteria for the IDFC FIRST Prestige. Final approval is decided by IDFC FIRST Bank.

Age 21+
Minimum ₹50,000 monthly income

Documents you'll need

Keep these handy for the bank's application after your eligibility check.

PAN card
Aadhaar or other address proof
Latest 3 months' salary slips

Fees, benefits and offers are indicative and may change. Please confirm the latest terms on IDFC FIRST Bank's application page before applying.

IDFC FIRST Prestige

Annual fee: Lifetime free

Check eligibility