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CardSetu is a credit-card comparison and referral/distribution platform. CardSetu does not itself issue credit cards; final verification, approval, credit limit and issuance are decided by the relevant issuing institution. Card features, fees and offers are indicative and may change; please confirm with the issuer. Eligibility shown on CardSetu is indicative only. CardSetu may receive referral or distribution compensation from participating partners when customers apply for or obtain eligible products.

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AU Small Finance Bank
AU Switch

AULifetime free

•••• •••• •••• 2048

AU Switch

AU Small Finance Bank

AU Switch

4.1/ 5

Lifetime Free
Cashback
Lounge

Choose your own features: 5% cashback categories or 10x points, switched monthly

CardSetu Quick Take

Facts from the CardSetu catalogue · issuer: AU Small Finance Bank

Best for: People who want a card with no annual fee to keep
Key strength: Lifetime free
Annual fee: Lifetime free
Joining fee: None
Minimum monthly income: ₹30K per month
Lifetime free: Yes
Categories: Lifetime Free,Cashback,Lounge
Main trade-off: Has no fuel benefit.

Product details can change; verify current terms with the issuer before applying. See how CardSetu compares cards.

Key benefits

Lifetime free
Turn benefits on and off from the app as your needs change
Lounge access when the travel feature is active

Cashback & rewards

Choose your own features: 5% cashback categories or 10x points, switched monthly

Lounge, movies and fuel

Airport lounge
2 domestic lounge visits a quarter when travel feature is enabled
Movies
Not included with this card
Fuel
Not included with this card

Who can apply

Indicative criteria for the AU Switch. Final approval is decided by AU Small Finance Bank.

Age 21–60
Minimum ₹30,000 monthly income

Related on CardSetu

All lifetime free cards
All cashback cards
All lounge cards
Guide: Best Lifetime Free Credit Cards on CardSetu
Guide: Best Credit Cards for Online Shopping on CardSetu
Guide: Best Travel and Lounge Credit Cards on CardSetu

Documents you'll need

Keep these handy for the bank's application after your eligibility check.

PAN card
Aadhaar or other address proof
Latest 3 months' salary slips

Fees, benefits and offers are indicative and may change. Please confirm the latest terms on AU Small Finance Bank's application page before applying.

At a glance

Joining fee: None
Annual fee: Lifetime free
Minimum monthly income: ₹30K

Check eligibility

About 2 minutes. This indicative check does not involve a credit-bureau enquiry.

Unlocks after you complete the eligibility check.

AU Switch

Annual fee: Lifetime free

Check eligibility